Ask for $100 through $5,000
Name your amount
Anything from $100 to $5,000 · approved borrowers may see funds by the next business day
Sent over an encrypted link · never a fee from us
- We charge borrowers nothing
- Imperfect credit can still ask
- Referral site, not a lender
- No offer binds you
When the water rises a week before payday.
A cypress keeps its footing in a flood. WalletCypress helps you keep yours by sending one request for $100 to $5,000 to lenders that work with us. Whether to accept stays your call.
From form to decision
Put the request in
Amount, contact details and income, on a single page.
A lender may reply
Partner lenders weigh it by their own rules, and some will decline.
Accept or walk away
Look over the full terms first. Sign only if the payments fit.
Before you ask, you may wonder
What actually happens after I press submit?
Your details go to lenders we partner with. Any lender that wants to make an offer shows you its terms on its own site, and you choose whether to go ahead.
Will a lender look at my credit?
It may. Lenders can check your credit, sometimes through an alternative bureau, while they review a request. Our disclosures below spell out what you authorize.
My credit has a few dents. Should I bother?
Many people who ask have the same worry. Lenders look at more than a score, though nobody can promise a yes and a weaker history may mean costlier terms.
What is the smallest and largest amount?
$100 at the low end and $5,000 at the top. Based on your income, your state and its own checks, a lender may come back with a lower figure.
If I'm approved, when does the money land?
Some lenders fund by the next business day once you accept. Your bank's processing and any weekend or holiday can stretch that.
What should I read in an offer?
Three things: the APR, the full amount you will pay back, and each due date. These loans are expensive, so take only what the next check can cover.
High-water weeks look like this
- Rent lands on the 1st, the paycheck on the 5th.
- The air conditioner quits in August.
- A car note and the power bill in the same week.
- An urgent care copay you didn't plan for.
- Fuel to get through to Friday.
One request tells you whether a lender is willing to help with weeks like these.
Roots to stand on
- We never lendWalletCypress only forwards your request. The loan, if any, comes from a lender.
- Numbers before signaturesA lender must show APR, fees and due dates before you agree to anything.
- Cost runs highShort-term credit is pricey. Borrow the least that gets you through.
Keep your footing until payday.
The request is free, and saying no to an offer costs nothing.
Start my request